Benefits of Home Ownership

Innovative Home Solutions' goal is to help you achieve home ownership, regardless of your financial situation. If you cannot qualify for a home loan or do not want to buy, we would be happy to help you find a rental or rent-to-own home free of charge. As an added benefit, we will also give you advice on what you can do to improve your chances for qualifying for a home loan now or in the future.

Top 10 Benefits of Home Ownership*:

1. Getting into a home can require less money down than renting

a. When you buy a home with the help of Innovative Home Solutions, often times the only money you have to put down is 1% of the purchase price for earnest money at the time of contracting on a home
b. In most cases when you purchase a home you are not required to make a mortgage payment for one to two months
c. In contrast, when you sign a rental or rent-to-own lease you are required to put down a substantial security deposit and the first month’s rent

2. Home ownership allows you to take advantage of a large tax write-off every year

a. The total amount of interest, taxes and mortgage insurance paid each year can be written off**
b. If you consider the amount of your mortgage payment that will be refunded, it is easy to see how owning a home can be more affordable than renting

3. You can build your own equity instead of someone else’s

a. If you make both a principle and interest mortgage payment, you increase your percentage of ownership in your home with every payment

4. Build wealth and equity through the long-term appreciation of your home

a. Despite previous downturns, the real estate market has appreciated over 5% a year since 1968 according to the National Association of Realtors

5. Borrowing against the equity you accrue over time gives you the freedom to pay for major expenses or purchases

6. The privacy and comfort of a home is a great place to raise a family

7. Feel the pride of home ownership, knowing you have achieved one of life’s great financial accomplishments

8. Have the creative control to decorate to your tastes, remodel, add on, or alter the landscaping

9. No more landlords

10. No more moving

Let us help you achieve the numerous benefits of home ownership!

*No representations or warranties, express or implied, are given regarding the legal, financial or other consequences resulting from the use of this information. The information is provided for general information and educational purposes only and should not serve as a substitute for legal or accounting advice from an attorney or professional familiar with the facts and circumstances of your specific situation. Consult your tax advisor for details.
**Subject to certain income limitations and restrictions. Contact us to find out more.

Testimonials

The level of customer service we received from Innovative Home Solutions for the purchase of our first home far surpassed that of any other purchase experience. Through the counseling and guidance of our lender, we were able to significantly raise my husband's credit score in a short period of time so we could get pre-qualified...- Becky and Neal Olson
My wife and I have always wanted to buy our own home, and with Innovative Home Solutions’ help we have been able to achieve this goal. This is a great opportunity for our family. You went above and beyond to help us get our home and we are very grateful for all of your help.- Brooks Cowden
Innovative Home Solutions’ preferred lender and their processing team were wonderful to work with. Everyone kept in constant contact and always returned calls or emails for status updates. We submitted our home loan to them after working with a different broker, and wished we would have started the purchase process with...- Nathan and Jamie Hagerty

Steve Kaminski
6336 Greenwich Drive, Ste E
San Diego, CA 92122
CA DRE License #01818626
Phone: 1.888.713.4102
E-mail: skaminski@myihshome.com

Benefits of Home Ownership

Top 10 Benefits of Home Ownership*:

Testimonials

Any information you share with us is secure. It will not be sold or reused.

No Cost. No Obligation.