Veterans & Active Military

Innovative Home Solutions is proud to help Veterans and Active Military of the United States.  We appreciate your service and the sacrifices you and your family have made on behalf of our country.  In return for this service we hope to give you the best customer service possible and help you find the most affordable home.
VA purchase mortgages also require minimal down and your first payment is generally not due for 30 days or more after closing!
Take advantage of your VA eligibility to qualify for a home loan.  VA loans typically require a smaller down payment than a home for rent or a rent to own home.
To find out more about buying a home with a minimal down payment, despite past or current credit problems,  click here or select "Buy" as your primary interest when completing our Home Search Interest Form   

Please fill out our "Home Search Interest Form" and we will contact you to discuss your options and to assist with your home search.  A valid phone number is required in order to receive our services.


  • The level of customer service we received from Innovative Home Solutions for the purchase of our first home far surpassed that of any other purchase experience. Through the counseling and guidance of our lender, we were able to significantly raise my husband's credit score in a short period of time so we could get pre-qualified...- Becky and Neal Olson
  • Innovative Home Solutions’ preferred lender and their processing team were wonderful to work with.  Everyone kept in constant contact and always returned calls or emails for status updates. We submitted our home loan to them after working with a different broker, and wished we would have started the purchase process with...- Nathan and Jamie Hagerty
  • My wife and I have always wanted to buy our own home, and with Innovative Home Solutions’ help we have been able to achieve this goal. This is a great opportunity for our family. You went above and beyond to help us get our home and we are very grateful for all of your help.- Brooks Cowden

Paula Accetta
437 South Highway 101, Suite 116
Solana Beach, CA 92075
CA DRE LIC. #01723825
Phone: 1.888.812.9501

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Veteran/Active Military

Phone: 1.619.543.0012 | Fax: 1.619.512.4702

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Innovative home solutions is not a lender. Contact Summit Funding, Inc. directly to learn more about its mortgage products and your eligibility for such products. Summit Funding, Inc. NMLS ID# 3199 | An Equal Housing Lender | Branch NMLS ID# 1099546 | Branch Manager – Dan Kaminski NMLS ID# 150289 CA BRE ID# 01884523

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Innovative Home Solutions- California

Phone - 1.888.713.4102

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